Sgdrivers Drivers’ Shield

This comprehensive insurance policy offers the following benefits:

• Free NCD 10%-50% Protector: Protect your No Claim Discount.
• 100% Excess Waiver for 1st Claim: No out-of-pocket expenses for your first claim (Policy Owner & Named Drivers Only).
• SGDrivers Authorized Accident Workshops Claim Cover: Streamlined claim process with our network of authorized workshops.
• Windscreen Cover with Excess of $109 Only: Affordable coverage for windscreen repairs or replacements.
• Acts of God Coverage: Protection against unforeseen events like floods and fallen trees.
• Loss of Use Coverage: Compensation for rental expenses during repair periods ($50-$100/ day, maximum up to 10 days/ $1,000.).
• Personal Accident Coverage: Up to $80,000 in coverage for personal injuries.

Optional Add-ons:

• Total Loss Protector: Covers the difference between the claim amount and the outstanding loan for cars with loans (Additional Premium: $54.50).
• Optional Medical Expenses: Increased medical coverage up to $800 from $500 Basic cover (Additional Premium: $27.25).
• Optional Key Replacement Cover: Coverage for key replacement costs up to $300 (Additional Premium: $27.25).
• Optional Courtesy Car: Access to a courtesy car (up to 1,600 cc) during repair periods (Additional Premium: $98.10).

Eligibility Criteria (Terms and Conditions):

• 50% NCD Renewal required.
• Age between 35 and 65 years old.
• More than 2 years of Driving Experience
• Claim-free history in the past 5 years. (including named drivers).
• Vehicle age must be 20 years old or younger.
• Engine capacity must be below 2500cc.